Disclaimer

Hello, beautiful soul! I’m Nisha Elizabeth, the founder and sole content creator of FsiBlog. I’ve created this disclaimer to be completely transparent with you about what FsiBlog is, what it isn’t, and how you should use the information you find here.

While I write in a friendly, conversational tone throughout the site, this disclaimer contains important legal information that protects both of us. I’ve done my best to explain everything clearly and honestly, but please read this carefully before using any advice or information from FsiBlog.

By accessing and using FsiBlog (FsiBlogy.com), you acknowledge that you have read, understood, and agree to be bound by this disclaimer.

About FsiBlog and My Qualifications

FsiBlog is a personal lifestyle blog that I, Nisha Elizabeth, operate from my home in London, United Kingdom. This is my passion project, created in my free time to share life experiences, practical advice, and personal insights with anyone who might find them helpful.

Site Information

Necessary Clarification: What I Am NOT

I am not a licensed professional in the following areas:

• Professional counselor
• Therapist or psychologist
• Life coach (certified)
• Medical doctor or healthcare provider
• Financial advisor or accountant
• Lawyer or legal professional
• Certified expert in any professional field

What I Offer

FsiBlog represents my personal opinions, experiences, and perspectives. The content reflects what has worked for me and what I have learned, but this does not mean it will work for everyone or constitute professional advice.

General Information Purposes Only

All content on FsiBlog is provided for general information and entertainment purposes only. The articles, guides, tips, stories, and advice published on this website represent my personal experiences and opinions.

This Means:

• The information is not intended to be a substitute for professional advice, diagnosis, or treatment
• Content should not be relied upon as the sole basis for making important life decisions
• What works for one person may not work for another due to individual circumstances
• You should always use your own judgment and consider your unique situation

Content Usage Guidelines

I share what has helped me and what I believe might help others, but I cannot guarantee specific results or outcomes from following any advice on FsiBlog.

No Professional Advice

FsiBlog does not provide professional advice of any kind. Below is a detailed breakdown of specific areas:

Medical and Health Advice

My Status:

• NOT a medical doctor
• NOT a healthcare provider
• NOT a licensed medical professional

What This Means:

Any information on FsiBlog related to health, wellness, fitness, nutrition, or medical topics is based solely on personal experience and general research. This information is not intended to diagnose, treat, cure, or prevent any disease or medical condition.

You Should:

Mental Health and Emotional Well-being

My Status:

• NOT a licensed therapist
• NOT a psychologist
• NOT a psychiatrist
• NOT a mental health professional

Important Guidelines:

• Consult licensed mental health professionals for mental health concerns
• Contact crisis helplines or emergency services if you are in crisis or experiencing thoughts of self-harm
• Do not rely on FsiBlog content as a substitute for professional mental health treatment
• Understand that sharing personal experiences is not the same as providing clinical mental health advice

Crisis Resources

Financial Advice

My Status:

• NOT a certified financial advisor
• NOT an accountant
• NOT an investment professional
• NOT a financial planner

What You Should Do:

• Consult qualified financial professionals before making significant financial decisions
• Understand that financial strategies that worked for me may not be suitable for your situation
• Conduct your own research and due diligence regarding financial matters
• Never make investment decisions based solely on content from FsiBlog

Financial Decision Framework

Legal Advice

My Status:

• NOT a lawyer
• NOT a legal professional

Important Notice:

FsiBlog does not provide legal advice of any kind. Any information that touches on legal topics is general in nature and based solely on personal understanding.

You Should:

• Consult qualified legal professionals for legal matters
• Do not rely on FsiBlog for legal guidance or interpretation of laws
• Understand that laws vary by jurisdiction and change over time

Relationship and Career Advice

My Status:

• NOT a licensed relationship counselor
• NOT a career advisor

Understanding:

While I share personal insights about relationships and career matters, this content represents personal opinion and experience only. Professional guidance should be sought for serious relationship issues or major career decisions.

Accuracy of Information

I make every reasonable effort to ensure that the information on FsiBlog is accurate, up to date, and helpful. However, I am human, and mistakes can happen.

Limitations of Content Accuracy

My Commitment

• Correcting errors when brought to my attention
• Updating content when necessary
• Being transparent about limitations
• Continuously learning and improving

Please Understand:

• Information may become outdated as time passes and circumstances change
• Despite careful review, content may contain errors or omissions
• Personal experiences and what worked for me may not apply universally
• Research and best practices evolve, and information current at the time of writing may later be superseded

I commit to correcting errors when they are brought to my attention and updating content when necessary. Still, I cannot guarantee that all information will always be current or error-free.

No Guarantees or Warranties

FsiBlog and all its content are provided “as is” without any warranties, express or implied.

What I Cannot Guarantee

Results or Outcomes

I cannot and do not guarantee that following advice, tips, or strategies from FsiBlog will produce specific results. Everyone’s circumstances are different, and outcomes vary based on countless individual factors.

Completeness or Suitability

I do not warrant that the information on FsiBlog is complete, suitable for your particular purpose, or appropriate for your specific situation.

Uninterrupted Access

I cannot guarantee that FsiBlog will always be available or that access will be uninterrupted or error-free. Technical issues, maintenance, or other factors may occasionally affect site availability.

Personal Responsibility

By using FsiBlog, you acknowledge and agree that you take full personal responsibility for your actions and decisions.

You Are Solely Responsible For:

• How you interpret and apply information from FsiBlog
• Any decisions you make based on content from this website
• Evaluating whether advice or suggestions are appropriate for your situation
• The consequences of any actions you take based on FsiBlog content
• Seeking professional advice when needed
• Your own health, well-being, and safety

You Acknowledge That:

• I cannot be held responsible for outcomes resulting from your use of information from FsiBlog
• You use all content at your own risk and discretion
• You will not hold me, Nisha Elizabeth, liable for any decisions or actions you take based on content from this website

Responsibility Matrix

External Links and Third-Party Content

FsiBlog may contain links to external websites, resources, or third-party content that may be helpful or relevant.

Critical Understanding About External Links

Please Understand:

• I do not control or endorse external websites or their content
• I am not responsible for the accuracy, legality, or content of external sites
• Links are provided for convenience and do not constitute endorsement
• Third-party websites have their own terms of use and privacy policies
• You access external links at your own risk

Your Actions When Clicking External Links:

• Review the external site’s terms of use
• Check their privacy policy
• Evaluate the credibility of the source
• Use your own judgment about content quality
• Understand you’re leaving FsiBlog’s domain

Please review the terms and policies of any external websites you visit through links on FsiBlog.

Testimonials and Success Stories

If FsiBlog includes testimonials, reader stories, or success stories, please note the following important information:

Understanding Testimonials

Important Disclaimers About Results:

• These represent individual experiences and individual results
• Results are not typical or guaranteed
• Individual outcomes vary based on personal circumstances, effort, and numerous other factors
• Past results do not guarantee future outcomes
• Testimonials are not meant to represent or guarantee that anyone will achieve similar results

Factors That Affect Individual Results:

• Personal circumstances and starting point
• Level of effort and commitment
• Individual abilities and resources
• External factors beyond control
• Time invested
• Support systems available
• Personal motivation and consistency

Product and Service Mentions

When I mention products, services, brands, or resources on FsiBlog, here is what you should know:

Current Status (As of This Policy Date)

Currently:

• I do not accept payment for product mentions or reviews
• Recommendations are based on genuine personal experience or belief that something may be helpful
• I have no affiliate relationships or financial interests in products mentioned (as of this policy date)

In the Future:

Should I ever enter into affiliate relationships or accept sponsorships, such relationships will be clearly disclosed in accordance with legal requirements and my commitment to transparency.

Future Disclosure Commitment

Limitation of Liability

To the fullest extent permitted by law, I, Nisha Elizabeth, shall not be liable for any damages arising from your use of FsiBlog.

Types of Damages NOT Covered

I Shall Not Be Liable For:

• Your use of or inability to use FsiBlog
• Any content, information, or materials on FsiBlog
• Any errors or omissions in content
• Any actions taken based on information from FsiBlog
• Any interruption or cessation of FsiBlog services
• Any technical issues or website downtime
• Any losses (financial, personal, professional, or otherwise)

This Limitation Applies To:

• All legal theories (contract, tort, negligence, strict liability, or otherwise)
• All types of claims and damages
• All circumstances and situations

Copyright and Intellectual Property

All content on FsiBlog, including text, images, graphics, logos, and other materials, is my original work and is protected by copyright law.

Copyright Ownership

You May:

• Read and share content for personal, non-commercial purposes
• Link to FsiBlog articles with proper attribution
• Quote brief excerpts (under 15 words) with proper citation and link back to the source
• Share articles on social media with appropriate credit

You May NOT:

• Copy, reproduce, or republish substantial portions of content without permission
• Use FsiBlog content for commercial purposes without authorization
• Remove copyright notices or attribution
• Claim FsiBlog content as your own work
• Modify the content and present it as original
• Create derivative works without permission

Requesting Permission

For permission requests regarding content use beyond these terms, please get in touch with me at info.fsiblogy@gmail.com.

User-Generated Content

If FsiBlog allows comments, submissions, or other user-generated content, the following terms apply:

Your Rights and Responsibilities

Content Submission Rules

You agree that all content you submit will NOT contain:

• Illegal material or content
• Harmful or abusive language
• Offensive or discriminatory content
• Spam or advertising
• Content that infringes on others’ rights
• False or misleading information
• Personal attacks on others
• Copyrighted material you don’t own

My Rights as Site Owner

Terms:

• You retain ownership of the content you submit
• By submitting content, you grant FsiBlog a non-exclusive license to use, display, and share that content
• You are responsible for the content you submit
• You agree not to submit content that is illegal, harmful, offensive, or infringes on others’ rights
• I reserve the right to moderate, edit, or remove user-generated content at my discretion

Privacy and Data Protection

Your privacy is important to me. Information about how I collect, use, and protect your personal data is detailed in the FsiBlog Privacy Policy, which should be read in conjunction with this disclaimer.

Privacy Quick Reference

By using FsiBlog, you acknowledge that you have read and understood the Privacy Policy.

Changes to This Disclaimer

I reserve the right to modify this disclaimer at any time to reflect changes in my practices, legal requirements, or operational needs.

When Changes Are Made:

Change Management Process:

• The “Last Updated” date will be revised
• Significant changes will be announced on the website
• Continued use of FsiBlog after changes constitutes acceptance of the updated disclaimer
• Significant changes may be communicated via email if applicable

Please review this disclaimer periodically to stay informed of any updates.

Governing Law and Jurisdiction

Legal Framework

This disclaimer is governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising from or relating to FsiBlog or this disclaimer shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.

Severability

If any provision of this disclaimer is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

Severability Clause

This ensures that even if one section is legally problematic, the entire disclaimer doesn’t fail.

Contact Information

If you have questions, concerns, or requests regarding this disclaimer, please get in touch with me:

How to Reach Me

What You Can Contact Me About:

• Questions about this disclaimer
• Concerns about content or liability
• Permission requests for content use
• Reporting errors or issues
• General inquiries about FsiBlog policies

I am committed to addressing your concerns and will respond to inquiries as promptly as possible.

Final Personal Note from Nisha

This disclaimer contains a lot of legal language, and it might seem impersonal compared to the rest of FsiBlog. But these protections are necessary for both of us.

What I Want You to Understand:

Here’s what I want you to understand: I genuinely care about helping you, and I share information with the best intentions. However, I’m just one person sharing personal experiences and perspectives. I’m not an expert in everything, and what works for me might not work for you.

Please use your judgment, consider your unique circumstances, and consult appropriate professionals when needed. Take what serves you, leave what doesn’t, and always prioritize your own wellbeing and safety.

I’m here as your friend on the internet, sharing honestly from my heart. But ultimately, you are the expert on your own life.

My Promise to You:

• Always be honest and transparent
• Share from genuine care and experience
• Correct mistakes when identified
• Respect your intelligence and autonomy
• Provide information, not directives
• Support your journey without claiming to have all the answers

With honesty and care,

Nisha Elizabeth

Founder, FsiBlog

London, United Kingdom